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Morshedul
Islam

Financial Accountant · Tax & VAT Specialist

I help manufacturing and trading businesses in the GCC eliminate compliance risk, optimize cash flow, and build financial systems that scale — 4+ years of hands-on experience across Saudi Arabia and Bangladesh.

Key Performance Indicators

4+
Years of progressive accounting experience
40%+
Reporting accuracy improvement delivered
5
ERP platforms mastered: SAP · Zohobooks · Odoo · Qoyod · ERPNext
0
VAT penalties — 100% ZATCA compliance record

Open to work in

🇸🇦 Saudi Arabia 🇧🇩 Bangladesh 🇦🇪 UAE 🇶🇦 Qatar 🇰🇼 Kuwait 🇧🇭 Bahrain 🇴🇲 Oman

* Relocation willingness depends on offer package

About Me

Precision in Finance.
Clarity in Communication.

I started my accounting career in Dhaka — manually reconciling bank statements, learning why every figure matters, and discovering that good finance isn't about recording the past. It's about shaping decisions for the future.

Moving to Saudi Arabia raised the stakes. I navigated ZATCA's VAT framework, handled Zakat calculations, and managed the full financial operations of a paint manufacturing company — all while becoming proficient in five ERP platforms. My core insight: most financial errors come from broken systems, not bad intentions. I build the systems that prevent them.

Today I bring 4+ years of experience across manufacturing, trading, and service industries — with a track record of improving reporting accuracy by 40%+, maintaining zero VAT penalties, and building audit-ready financial processes from the ground up. Trilingual in Arabic, English, and Hindi, I bring a rare communication edge in the GCC's multicultural business environment.

"I am passionate about building financial systems that don't just ensure compliance — they actively drive business growth."

Core Competencies

What I Bring to the Table

A focused skillset built around financial accuracy, regulatory compliance, and ERP systems — the three pillars that produce measurable results.

📊
Core Accounting
General LedgerAP / AR Journal EntriesBank Reconciliation Asset DepreciationFixed Asset Register Financial Statements
🏛️
Tax & Compliance · KSA
VAT Filing · ZATCAZakat Calculations e-Invoicing Phase 2Data Localization Regulatory AuditsAudit Documentation
💻
ERP & Software
SAPZohobooks OdooQoyod ERPNext INFO GATEAdvanced ExcelPower Query
💰
Financial Management
Cash Flow Management Budget MonitoringCost Analysis Invoice ProcessingExpense Optimization
🌐
Languages
Arabic — FluentEnglish — Fluent Hindi — FluentBengali — Native
🎨
Graphic & Social Media Design
Logo DesignSocial Media Creatives Brand IdentityPoster & BannerBrochure Design
Career Timeline

Experience Built on Real Impact

Feb 2024 — Present
Sico Paints Factory Co.
📍 Riyadh, Saudi Arabia
Current Role
Accountant

Improved reporting accuracy by 40%+ by integrating Zohobooks, Qoyod, Odoo, and SAP into a unified accounting workflow.

Maintained 100% VAT/ZATCA compliance — zero penalties through accurate filings and proactive audit preparation.

Managed end-to-end AP/AR reconciliation, significantly reducing outstanding balances through systematic follow-up.

Delivered monthly financial statements and cash flow reports enabling real-time management decision-making.

Maintained complete fixed asset register with accurate depreciation schedules — audit-ready at all times.

Mar 2023 — Apr 2025
Tariff Trading Company
📍 Dammam, Saudi Arabia
Concurrent
Account Assistant

Spearheaded VAT system transition — accurate calculations, submissions, and full ZATCA compliance with zero errors.

Applied specialist Zakat compliance expertise, ensuring alignment with Islamic financial principles.

Managed INFO GATE data localization for seamless financial audits and clean regulatory records.

Feb 2021 — Jan 2023
Sustainable Global Compliance
📍 Dhaka, Bangladesh
Assistant Accounts Officer

Built foundational expertise in AP/AR management, bank reconciliation, and VAT compliance under Bangladesh's regulatory framework.

Collaborated with external auditors providing detailed financial reports that accelerated audit completion.

Built the company's fixed asset register and depreciation tracking system from scratch — adopted company-wide.

Feb 2022 — Dec 2022
IMED Event Management
📍 Riyadh, Saudi Arabia
Freelance
Graphic Designer

Designed event branding materials and visual assets for a Riyadh-based event management company — building creative skills that now support cross-functional collaboration.

Maintained brand consistency across multiple event campaigns while delivering consistently under tight deadlines.

2022 — Aug 2023
Farazy Diagnostic & Hospital Ltd.
📍 Dhaka, Bangladesh
Part-Time
Social Media Designer

Produced 30–35 medical-themed design templates monthly — demonstrating high output capacity, creative versatility, and reliable deadline management.

Collaborated with marketing teams to maintain brand consistency across multiple platforms — a skill that enhances cross-functional communication in any organization.

What I Offer

Services

Whether you need full-cycle accounting, compliance assurance, or ERP setup — I deliver with precision and zero compromise.

01

VAT & Tax Compliance

End-to-end VAT filing, Zakat calculations, ZATCA e-invoicing compliance, and audit preparation — penalty-free, every time.

02

Financial Reporting

Monthly financial statements, cash flow reports, and management dashboards that give leadership real-time visibility to act with confidence.

03

ERP Setup & Optimization

Implementation and optimization of SAP, Zohobooks, Odoo, Qoyod, and ERPNext — turning software into a measurable operational advantage.

04

Accounts Payable & Receivable

Complete AP/AR cycle management — from invoice processing to collections — minimizing outstanding balances and improving cash position.

05

Cash Flow Management

Forecasting, monitoring, and optimizing cash flows to prevent liquidity gaps and sharpen financial planning accuracy.

06

Audit Support & Preparation

Schedules, documentation, and financial reports that make external audits smooth, fast, and completely surprise-free.

Creative Work

Design Portfolio

Beyond finance — 4+ years of graphic design experience in logo design, brand identity, and social media creatives.

5+
Projects
129
Total Views
9
Appreciations
View on Behance →
Credentials & Roadmap

Certifications

Current credentials and the learning path I'm actively pursuing to grow as a financial professional.

Earned & Active
BSS in Economics
Govt. Chittagong College · National University, 2022
Earned
4+ Years GCC Accounting Experience
Manufacturing & Trading · Saudi Arabia, 2021–Present
Active
ZATCA VAT Practical Experience
VAT filings, e-invoicing & audit support — 2 companies
Active
Dual Driving License
Valid in Saudi Arabia & Bangladesh
Active
In Progress & Planned
CMA — Certified Management Accountant
IMA (Institute of Management Accountants)
Pursuing
Power BI for Finance Professionals
Microsoft / Coursera
Planned
IFRS for SMEs
ACCA / ICAEW Resources
Planned
Financial Modeling & Valuation
CFI — Corporate Finance Institute
Planned
ZATCA Tax Practitioner Certificate
ZATCA Official Training Program
Planned
Get In Touch

Let's Work Together

Whether you're hiring, exploring freelance accounting, or want to discuss a collaboration — reach out directly. Both numbers are on WhatsApp.